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Exam 10: Government Health Insurance Programs: Medicaid, Chip, and Medicare

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Question 1

Multiple Choice

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In the U.S. Senate and in most cases, how many votes are needed to break a filibuster?

A) 51 out of 100
B) 60 out of 100
C) 67 out of 100
D) 75 out of 100

E) B) and D)
F) A) and B)

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Question 2

True/False

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The fundamental barrier to universal coverage is that our success in insuring most of the nation's population has crowded out our political capacity to insure the rest.

A) True
B) False

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Question 3

True/False

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The twin concepts of entrepreneurialism and individualism have had a real impact on health policy decisions.

What action has the Trump Administration taken to alter the Affordable Care Act?

According to the Affordable Care Act, individual and group plans are permitted to place annual dollar limits on coverage.

The Affordable Care Act (ACA) is most notable for the transformations it makes to health __________ rather than for structural reforms made to the delivery system.

In the healthcare insurance exchange, __________ plans are the most popular among people enrolling in the marketplace.

The Clinton administration plan, dubbed the Affordable Care Act, was designed to create national health insurance without spending new federal funds or shifting coverage from private to public insurance.

Which piece of legislation is a federal law that regulates welfare benefit programs including health plans operated by private employers?

An insurance plan is considered affordable if the plan has an actuarial value of at least 60% or if the premiums do not cost more than 9.5% of an employee's income.

All qualified health plans that participate in an exchange, as well as individual and small-group plans outside of the exchanges, must offer a standard benefit package known as:

Which of the following was the main force behind early efforts for national healthcare reform?

According to the Affordable Care Act, employers may offer rewards that reduce the cost of coverage to employees for participating in a wellness plan.

The individual mandate was upheld by the Supreme Court as a valid exercise of congressional __________ power.

In addition to the premium tax credits and cost-sharing subsidies, the Affordable Care Act limits the overall amount of out-of-pocket costs paid by individuals with incomes up to 200% of the poverty level.

Which of the following was the first U.S. political party to support health insurance in 1904?

Although President Roosevelt established a National Health Conference to discuss the recommendation for national health insurance, he never fully supported the medical care committee's proposal.

Healthy individuals who choose not to purchase health insurance but then later need health care and will likely receive some care even though they are uninsured are referred to as:

Those who argued against the individual mandate contend that the __________ clause in the U.S. Constitution does not permit Congress to require an individual to purchase a service or good such as health insurance.

Employers, healthcare providers, and insurers have, in general, remained strong opponents of national healthcare reform over the years, whereas unions have supported national reform efforts.